💸 Spend Less Than You Earn — Wealth begins with discipline. The more you save, the faster you buy your freedom.
💰 Invest Simply — Avoid complexity. Just buy and hold low-cost index funds (especially VTSAX) and stay the course.
🧘♀️ Avoid Debt Like Fire — Debt is a reverse investment. The less you owe, the more free you are.
🛡 Build an Emergency Fund — 3–6 months of living expenses = peace of mind.
🚀 “F-You Money” — Enough saved and invested so you can walk away from any situation that doesn’t serve your soul.
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🌿 The Simple Path to Wealth by JL Collins ✦ A soulful, no-nonsense guide to freedom, simplicity, and abundance.
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